Articles From Business.com.au feeds from business.com.au http://business.com.au/rss/ en-au OMG http://business.com.au/rss/ http://business.com.au/static/campfire/layouts/images/omg-logo-small.png Selecting Professional Advisers http://www.business.com.au/articles/selecting-professional-advisers/ Fri, 27 Apr 2012 00:00:00 EST Selecting Professional Advisers Starting and running a small enterprise is a lonely business. More or less everything that you do must be decided by and acted on by you. It is therefore no surprise that many new small business owners accumulate a small army of expert advisors from bank managers of various breeds, through insurance consultants to accountants and specialist advisers. The common theme running through all of these ... Selecting Professional Advisers Starting and running a small enterprise is a lo ... Business Websites http://www.business.com.au/articles/business-websites/ Wed, 25 Apr 2012 00:00:00 EST Business Websites In the modern world of the twenty first century, advertising on the internet is overtaking all other methods of attracting business and obtaining new customers. There are a number of ways of doing this and the website is almost always the best way of going about it. However, there is not a lot of point having a website if no one visits it. There is a whole industry dedicated to getting a website to the top of ... Business Websites In the modern world of the twenty first century, advertising ... Acquiring Business Assets http://www.business.com.au/articles/acquiring-business-assets/ Wed, 25 Apr 2012 00:00:00 EST Acquiring Business Assets Depending on the age and standing of the business, there are a number of options for financing the acquisition of business assets. Before going too much further we should remember that regardless of the status of the business, small business owners should acquire what they need, not what they want. The minimum equipment that will do the job is what should be acquired. If the current software is doing the job, why spend valuable cash, either current or futur ... Depending on the age and standing of the business, there are a number of optio ... Dealing With Debtors http://www.business.com.au/articles/dealing-with-debtors/ Tue, 24 Apr 2012 00:00:00 EST   Dealing With Debtors It is a sad fact that in almost all cases of small business failing, not controlling cash flow and expenses are the underlying factors. This is so whether the business is new or established. Failure to collect debts is a double whammy. Not having the customer’s money paid into the business account leads to restricted cash assets. There may be a need to borrow to pay essential bills, thi ...   Dealing With Debtors It is a sad fact that in almost all cases of small ... Keyman Insurance http://www.business.com.au/articles/keyman-insurance/ Sun, 22 Apr 2012 00:00:00 EST Keyman Insurance The basic concept of keyman insurance is quite simple – a person who is essential to the continuation of the business is insured against the risks of disability or death. In the event of either the disability or premature death of the key person, the insured amount is paid to the business to either engage a stand in or pay out the key person’s family. A sli ... Keyman Insurance The basic concept of keyman insurance is quite simple – ... Writing a Start-up Business Plan http://www.business.com.au/articles/start-up-business-plan/ Thu, 29 Mar 2012 00:00:00 EST Writing a Start-up Business Plan There is an old saying which is as true today as it was years ago when it was first uttered: Failing to plan is planning to fail. It sounds very trite and something that a salesman would say, but it is very true, especially when in the process of starting up a new business. So, what is a business plan and why is it important to a new business? The simple answer is that it formalises what the business is to be about, who the customers are, wha ... There is an old saying which is as true today as it was years ago when it was ... The Customer Is King http://www.business.com.au/articles/the-customer-is-king/ Wed, 28 Mar 2012 00:00:00 EST The Customer Is King A popular question in management training courses is: Who is the most important person in a business? For example, in a supermarket is the manager the most important, or the checkout chick who is dealing with the customers? The answer is the girl on the till because she is the person who turns everyone else’s efforts into money. But that still isn’t strictly true. The customer is the most important person, because they are the suppliers of the money ... A popular question in management training courses is: Who is the most importan ... Cash Flow Forecasts for New Businesses http://www.business.com.au/articles/cash-flow-forecasts-for-new-businesses/ Fri, 24 Feb 2012 00:00:00 EST Cash Flow Forecasts for New Businesses It is a very sad fact that half of new business start-ups will fail in the first year. Of the remainder, half will fail in the second year. This is so regardless of the prevailing economic conditions. Almost all of the failures will have failed to construct or maintain a cash flow forecast, sometimes known as a budget. This is a great pity as such a forecast allows the new business owner to control his costs and change his business acti ... It is a very sad fact that half of new business start-ups will fail in the fir ... Controlling Small Business Setup Costs http://www.business.com.au/articles/controlling-small-business-setup-costs/ Fri, 24 Feb 2012 00:00:00 EST Controlling Small Business Setup Costs The most valuable small business asset after the owner/operator is cash. It is absolutely essential in the first few months that as much start up cash as possible be retained, but there is an obvious pressure to communicate to potential customers that this start up is viable. Whilst we all want to give new businesses “A go,” nobody ever wishes to be associated with failure. The new business owner must therefore tread a fine line bet ... The most valuable small business asset after the owner/operator is cash. It is ... Partners in New Business http://www.business.com.au/articles/partners-in-new-business/ Fri, 24 Feb 2012 00:00:00 EST Partners in New Business Business partnerships are something like marriages except that the divorce rate is much higher. Nevertheless, separations carry the same amount or more of expense, heartache and pain. This is often because far too much emotion and not enough planning and thought goes into the setup of the partnership in the first place. The splitting of partnerships usually follows periods of unmet expectations, conflicting work ethics, not monitoring financial progr ... Business partnerships are something like marriages except that the divorce rat ... How To Control Your Credit Card Debt http://www.business.com.au/business-directory/finance/articles/how-to-control-your-credit-card-debt/ Wed, 03 Aug 2011 00:00:00 EST How to Get Your Credit Card Debt Under Control With the instability in the global financial market, the economy and debt is forefront of many Australian’s minds. Will Australia’s economy survive another Global Financial Crisis? Will interest rates continue to go up? Will unemployment levels rise? Every day these questions are splashed across newspapers and current affairs programs, leaving many Australians wondering how they can best protect themselves and their families ... With the instability in the global financial market, the economy and debt is f ... Selling A Car Tips And Tricks http://www.business.com.au/business-directory/motor-vehicle-sales/articles/selling-a-car-tips-and-tricks/ Wed, 20 Jul 2011 00:00:00 EST Selling A Car - Tips And Tricks Selling a car is an important financial move for most people. It can help free up funds for a new purchase, to pay off debts or for essential items you need for your home. Often, when you sell your car, there are a few hassles involved in the process, and naturally, you want to get the best value for your vehicle too. We have put together some tips for selling a car to help take the hassle out of putting your vehicle up for sale, and ... Selling a car is an important financial move for most people. It can help free ... Essential Advice For Home Builders http://www.business.com.au/business-directory/builders/articles/essential-advice-for-home-builders/ Mon, 18 Jul 2011 00:00:00 EST Essential Advice For Home Builders If you are planning to build a new home, we have some essential tips for home builders that will help keep your project on the straight and narrow while helping you avoid some common mistakes that can end up costing you time and money. Even if you are renovating or even buying an existing residence, you may be able to use this information to your advantage to make sure you get ... Essential Advice For Home Builders If you are planning to build a new home, we ... Day Spas What To Expect http://www.business.com.au/business-directory/beauty-salons/articles/day-spas-what-to-expect/ Fri, 15 Jul 2011 00:00:00 EST Day Spas - What To Expect Visiting a day spa is an exciting experience that allows you to be pampered in a relaxing and invigorating environment. However, if you haven’t visited any day spas before, it can be difficult to know what to expect, and it may even seem a little daunting. You may be visiting a resort with a day spa, or perhaps someone gave you a voucher - no matter what your reasons for attending a day spa, don’t be put off from this great expe ... Visiting a day spa is an exciting experience that allows you to be pampered in ... P&O Cruises Takes Delivery of Adonia, the 'Pathfinder' Ship http://www.business.com.au/business-news/2011/5/17/po-cruises-takes-delivery-of-adonia-the-pathfinder-ship/ Tue, 17 May 2011 00:00:00 EST news The UK-based P&O Cruises World Cruising has taken delivery of the latest addition to its fleet, Adonia.Adonia is currently in the Bahamas undertaking a refit before coming to Southampton for her inaugural celebrations and naming on May 21. At 30,000 tonnes and carrying just 710 passengers, Adonia is able to reach many lesser visited, off the beaten track, ports of call, yet is big enough to provide an extensive range of modern onboard facilit ... The UK-based P&O Cruises World Cruising has taken delivery of the latest addition to its fleet, Adonia. Australian Godmother for Avalon's New Ship in Europe http://www.business.com.au/business-news/2011/5/17/australian-godmother-for-avalons-new-ship-in-europe/ Tue, 17 May 2011 00:00:00 EST news Avalon Waterways has announced that popular Australian television host Lisa Wilkinson will christen its latest ship, the revolutionary Avalon Panorama.To be launched in Mainz in Germany on May 14 next year, Avalon Panorama has been specifically designed with Australian travellers in mind and features two decks of all-suite accommodation with wall-to-wall panoramic windows.Avalon Waterways Managing Director Australasia Stewart Williams said he was delighted ... Avalon Waterways has announced that popular Australian television host Lisa Wilkinson will christen its latest ship, the revolutionary Avalon Panorama. Australia gets designs on its first Carnival Cruise Lines Ship http://www.business.com.au/business-news/2011/5/17/australia-gets-designs-on-its-first-carnival-cruise-lines-ship/ Tue, 17 May 2011 00:00:00 EST news Carnival Spirit, Carnival Cruise Lines first ship to be based outside the US will be "Aussified" to create a new, unique cruise product for Australian families and couples that will be home-ported in Sydney and undertake year-round cruises from October 2012. Before heading down-under for the first time, the world's most popular cruise line undertook research with Aussies to find out their holiday preferences and what they want most from a cruise holiday.Overwhelmi ... Carnival Spirit, Carnival Cruise Lines first ship to be based outside the US will be "Aussified"... Cunard's new Bombay Sapphire Royal Cocktail Programme http://www.business.com.au/business-news/2011/5/17/cunards-new-bombay-sapphire-royal-cocktail-programme/ Tue, 17 May 2011 00:00:00 EST news Cunard Line has joined with BOMBAY SAPPHIRE gin to introduce a cocktail programme of royal heights and to honour the premium gin's 250 years of excellence. Following the 29 April nuptials of the Royal Couple, five signature cocktails will debut this week aboard Cunard's fleet of Queens – flagship Queen Mary 2, Queen Victoria and Queen Elizabeth – in celebration of both BOMBAY SAPPHIRE gin's 250th anniversary and the birthday month of Her Majesty Queen V ... Cunard Line has joined with BOMBAY SAPPHIRE gin to introduce a cocktail programme of royal heights and to honour the premium gin's 250 years of excellence. Silversea's Northern Europe 2011 http://www.business.com.au/business-news/2011/4/20/silverseas-northern-europe-2011/ Wed, 20 Apr 2011 00:00:00 EST news Silversea is offering a fascinating range of Northern European voyages throughout 2011 aboard the 296-guest Silver Cloud and the 382-guest Silver Whisper. The small-ship agility of the ultra-chic vessels allows them to venture into the heart of picturesque cities and discover some of the most remote harbours and diverse landscapes of Northern Europe and the Baltic. Silver Cloud is offering six voyages of 10-17 days between June and August 2011, with depa ... Silversea is offering a fascinating range of Northern European voyages throughout 2011 aboard the 296-guest Silver Cloud and the 382-guest Silver Whisper. Celebrity Cruises Begins Construction of Celebrity Reflection http://www.business.com.au/business-news/2011/4/20/celebrity-cruises-begins-construction-of-celebrity-reflection/ Wed, 20 Apr 2011 00:00:00 EST news Steel-cutting ceremony marks start of fifth in five-ship Solstice Class fleet April 1, 2011 -Reflecting on the success of Celebrity Cruises' stylish Solstice Class fleet, the line's President & CEO Dan Hanrahan has activated the first cut of steel for the fifth in the five-ship class, Celebrity Reflection, at shipbuilder M ... Steel-cutting ceremony marks start of fifth in five-ship Solstice Class fleet